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You have student loan debt and your wages are being garnished.

 
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Does this sound like you?
Candace Humphrey’s son has made a deal with a collection agency to pay $50 dollars per month on his student loan. However, they have since received calls saying his wages will be garnished, and they do not understand why. What can he do?

What can you do?
Wages can only be garnished if the collection agency has a court order. To stop garnishment, you may need to make a payment arrangement, file a consumer proposal, or possibly even file for bankruptcy. Whether your student loan debt can be discharged in a bankruptcy will depend on how old it is. We highly recommend consulting a licensed bankruptcy trustee before taking any action. A trustee will review your personal situation and help you determine the best course of action.

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